Frequently Asked Questions
1. What is the process for applying for a mortgage?
We start with a free consultation to understand your needs, followed by finding the best mortgage options for you.
3.
What is a second charge mortgage?
It’s a loan secured against your property without changing your existing mortgage.
5. How long does the mortgage process take?
The timeline can vary, but on average, it takes 4-8 weeks from application to approval, depending on the complexity of your situation.
2. Can you help first-time buyers?
Absolutely! We specialise in supporting first-time buyers with expert advice.
4. What documents do I need to apply for a mortgage?
Typically, you will need proof of income, bank statements, ID, and details of your current financial commitments. We’ll guide you through the exact requirements during our consultation.
6. Can I get a mortgage if I’m self-employed?
Yes! We work with lenders who specialise in providing mortgages for self-employed individuals. Be prepared to provide additional documentation, such as tax returns and financial statements.
Ready to take the next step? Contact us today.
We look forward to helping you achieve your financial goals!
Szymon Dradrach
Founder – Solo Financial Services LTD
