Flexible financing without changing your current mortgage.
At Solo Financial Services, we specialise in second charge loans, giving you access to your home’s equity while keeping your existing mortgage intact.
Our Second Charge Loan Services:
Sometimes, you need extra funds but don’t want to change your current mortgage deal. That’s where a second charge loan can help. This type of loan allows you to borrow against the equity in your property while keeping your original mortgage untouched.
At Solo Financial Services, we help homeowners access competitive second charge loan options to achieve their financial goals—whether it’s for home improvements, debt consolidation, or other needs.
Why Choose a Second Charge Loan?
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Access Additional Funds Without Remortgaging
A second charge loan allows you to borrow against your property’s equity while leaving your current mortgage unchanged. -
Flexible Use of Funds
Use the funds for a variety of purposes, including renovations, paying off high-interest debt, or funding a major purchase. -
Preserve Your Current Mortgage Deal
If you have a favourable rate or early repayment charges on your existing mortgage, a second charge loan lets you borrow without losing your current terms. -
Lower Interest Rates Compared to Unsecured Loans
Second charge loans are secured against your property, often offering better rates than unsecured borrowing options.
Why Choose Solo Financial Services?
Comprehensive coverage for your peace of mind.
At Solo Financial Services, we offer a range of personalised insurance products to ensure you’re prepared for whatever life brings.
Tailored Solutions:
Every client is unique, and so is our approach.
Expert Advice:
Our experienced team ensures you understand all your options.
Wide Range of Providers:
We work with top insurers to secure the best deals for your circumstances.
Transparent Process:
No jargon, no hidden fees—just honest advice.
